Direct benefit transfer

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Bank sakhis help villagers get lockdown financial relief

In villages that lack banking facilities, banking correspondents carry out related work as banks’ representatives. They have been instrumental in beneficiaries receiving their lockdown welfare support

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Make lives better for rural people

The new government should act swiftly to take a few measures that would improve the quality of life in rural India significantly without being a big drain on the exchequer

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How poor breadwinners hit digital hurdle

Online procedures to avail of government welfare entitlements are big hurdles to unlettered villagers that sometimes lead to delays and loss, often adding to the distress of the rural poor

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How useful will farmer support be?

It will not be easy to optimally deploy the basic income support announced by the government for small and marginal farmers. The scheme has large exclusions in the landless and the women as well

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Technology-enabled sale streamlines fertilizer supply chain

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Linking technology and Aadhaar unique identity numbers, the direct benefit transfer of fertilizer subsidy in Andhra Pradesh has helped in curbing malpractices and has benefited farmers by preventing leakages

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Is direct benefit transfer really a panacea for the rural poor?

Given the complex and varied situations in rural India, the results of the direct benefit transfer method are so far mixed at best and debilitating at worst, as seen in the subsidies for farm equipment and fertilizers